Is Cursor or GitHub Copilot cheaper?

Cursor has the lowest entry price, Plus at $8 a month, but Plus only covers Cursor’s own Grok and Composer models. Using Claude, GPT or Gemini in Cursor takes Premium at $30 a month, against $10 for GitHub Copilot Pro. Higher up, Copilot Pro+ is $39 and Copilot Max $100, while Cursor Super is $100 and Cursor Ultra $200.

How much does Claude Code cost?

Claude Code is included with Claude Pro ($20 per month, or $17 per month billed yearly) and Claude Max ($100 per month for Max 5x, $200 for Max 20x). It can also be used pay-as-you-go through the Claude API.

Which AI coding tools have a free plan?

GitHub Copilot, Cursor, OpenAI Codex, Windsurf and Google Antigravity offer free plans with limited usage.

AI coding tools pricing: every plan compared

The cheapest way in is Cursor Plus at $8 a month. Claude Code, OpenAI Codex, Windsurf and Google Antigravity start at about $20. Top plans run up to $200 a month (Cursor Ultra, Claude Code via Claude Max 20x and Windsurf Max).

US prices from official pricing pages, verified October 30, 2026.

AI coding assistants and agents

Tier	GitHub Copilot	Cursor	Claude Code	OpenAI Codex	Windsurf	Google Antigravity
Free	Free Free	Free Free	—	ChatGPT Free Free	Free Free	Individual Free
Budget	—	Plus $8/mo	—	ChatGPT Go $8/mo	—	—
Standard	Pro $10/mo	Premium $30/mo	Claude Pro $20/mo ($17/mo billed yearly)	ChatGPT Plus $20/mo	Pro $20/mo	With Google AI Pro $19.99/mo
Power user	Pro+ $39/mo	Super $100/mo	Claude Max 5x $100/mo	ChatGPT Pro From $100/mo	—	With Google AI Ultra From $99.99/mo
Top tier	Max $100/mo	Ultra $200/mo	Claude Max 20x $200/mo	—	Max $200/mo	—
Teams	—	Teams From $30/mo per user	Claude Team (premium seat) $125/mo per user ($100/mo billed yearly)	ChatGPT Business $25/mo per user ($20/mo billed yearly)	Teams $80/mo	—

Monthly prices in USD before tax. Claude Code and Codex are included with Claude and ChatGPT plans.

AI app builders

Tier	Replit	Bolt
Free	—	Free Free
Standard	Core $20/mo ($18/mo billed yearly)	Pro $25/mo ($18/mo billed yearly)
Power user	Pro $100/mo ($90/mo billed yearly)	—
Teams	—	Teams $30/mo per user ($27/mo billed yearly)

Monthly prices in USD before tax.

How these tools charge

Included usage, then credits. Most plans bundle a monthly allowance of model usage. GitHub Copilot counts it in AI credits (1 credit = $0.01). Cursor gives each plan a weekly usage pool and bills Claude, GPT and Gemini at API list price from prepaid credit. Windsurf bills extra usage on demand.
Bundled with an assistant. Claude Code comes with Claude plans and Codex with ChatGPT plans, so one subscription covers both chat and coding.
Bring your own API key. Claude Code and Codex can also run on API billing. Compare token prices for the underlying models on our API comparison pages, and check which models score best on coding benchmarks on the benchmarks page.

Which should you pick?

Lowest price: The cheapest way in is Cursor Plus at $8 a month. Free tiers are available from GitHub Copilot, Cursor, OpenAI Codex, Windsurf and Google Antigravity.
Already paying for ChatGPT or Claude: try Codex or Claude Code first — they are included.
Agent-heavy daily work: the power tiers (Copilot Pro+ $39; Cursor Super, Claude Max and ChatGPT Pro from $100; Cursor Ultra and Claude Max 20x at $200) raise usage limits the most.

Free, open-source alternatives

Open-source agents and editors cost nothing to install; you pay the model provider per token instead.

Head-to-head comparisons

Frequently asked questions

What is the cheapest paid AI coding tool?: The cheapest way in is Cursor Plus at $8 a month.
Is Cursor or GitHub Copilot cheaper?: Cursor has the lowest entry price, Plus at $8 a month, but Plus only covers Cursor’s own Grok and Composer models. Using Claude, GPT or Gemini in Cursor takes Premium at $30 a month, against $10 for GitHub Copilot Pro. Higher up, Copilot Pro+ is $39 and Copilot Max $100, while Cursor Super is $100 and Cursor Ultra $200.
How much does Claude Code cost?: Claude Code is included with Claude Pro ($20 per month, or $17 per month billed yearly) and Claude Max ($100 per month for Max 5x, $200 for Max 20x). It can also be used pay-as-you-go through the Claude API.
Which AI coding tools have a free plan?: GitHub Copilot, Cursor, OpenAI Codex, Windsurf and Google Antigravity offer free plans with limited usage.