The cheapest way in is OpenAI Codex via ChatGPT Go at $8 a month. The cheapest standalone coding plan is GitHub Copilot Pro at $10. Cursor, Claude Code, OpenAI Codex, Windsurf and Google Antigravity start at about $20. Top plans run up to $200 a month (Cursor Ultra and Windsurf Max).
US prices from official pricing pages, verified September 15, 2026.
Included usage, then credits. Most plans bundle a monthly allowance of model usage. GitHub Copilot counts it in AI credits (1 credit = $0.01); Cursor and Windsurf bill extra usage on demand.
Bundled with an assistant. Claude Code comes with Claude plans and Codex with ChatGPT plans, so one subscription covers both chat and coding.
Bring your own API key. Claude Code and Codex can also run on API billing. Compare token prices for the underlying models on our API comparison pages, and check which models score best on coding benchmarks on the benchmarks page.
Which should you pick?
Lowest price: The cheapest way in is OpenAI Codex via ChatGPT Go at $8 a month. The cheapest standalone coding plan is GitHub Copilot Pro at $10. Free tiers are available from GitHub Copilot, Cursor, OpenAI Codex, Windsurf and Google Antigravity.
Already paying for ChatGPT or Claude: try Codex or Claude Code first — they are included.
Agent-heavy daily work: the power tiers (Copilot Pro+ $39, Cursor Pro+ $60, Claude Max and ChatGPT Pro from $100) raise usage limits the most.
The cheapest way in is OpenAI Codex via ChatGPT Go at $8 a month. The cheapest standalone coding plan is GitHub Copilot Pro at $10.
Is Cursor or GitHub Copilot cheaper?
GitHub Copilot Pro costs $10 per month and Cursor Pro costs $20 per month. At the next tier up, Copilot Pro+ is $39 and Cursor Pro+ is $60; the top plans are Copilot Max at $100 and Cursor Ultra at $200.
How much does Claude Code cost?
Claude Code is included with Claude Pro ($20 per month, or $17 per month billed yearly) and Claude Max (from $100 per month). It can also be used pay-as-you-go through the Claude API.
Which AI coding tools have a free plan?
GitHub Copilot, Cursor, OpenAI Codex, Windsurf and Google Antigravity offer free plans with limited usage.